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Save Money With the 52 Week Savings Challenge

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Hey! I just wanted to share an interesting challenge for saving money. It’s called the 52 Week Savings Challenge, and when done correctly, will save over $1300 by the end of one year.

What is the 52 Week Savings Challenge?

The rules are very simple: Once each week, you’re tasked with putting money away in savings. The dollar amount you put each week in will be equal to whichever week you are on, between 1 and 52. So on Week 1, you save $1. Week 2, you save $2. Week 10, $10 and so on, all the way up to week 52. At the end, you’ll have $1,378 saved. Not bad, huh?

The Reverse Challenge

One variation of the 52 Week Savings Challenge is the Reverse Challenge. Simply, start by saving $52 on Week 1, then $51 on Week 2, and keep counting down, ending by putting $1 in savings on Week 52. A lot of people prefer this variation for a few reasons.

Firstly, it can be easier to start strong and get the bigger savings deposit amounts out of the way first. So over time, it gets easier to save just a little bit less than last week.

52 week savings challenge

The 52 Week Savings Challenge

Secondly, momentum is huge when it comes to saving. When you make it into a game or a challenge, it becomes more natural. And naturally, you’ll have more momentum at the beginning than at the end.

The Double Savings Challenge

For this variation, start at $1 on Week 1, then $2 on Week 2, then $4 on Week 3, $8 on Week 4, and keep doubling the amount you save all the way up to Week 52. This method is a little more difficult, but if you can manage it, you’ll have a cool $2,756 saved up at the end of the year.

Create your own 52 Week Challenge

I’ve added a blank 52 Week Challenge for you to download and fill in however you like!

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If you have any other fun or unique ways of saving money over the course of 52 weeks, feel free to share!

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